Over the past year, Fidelity experienced unprecedented growth and advancement in terms of its overall infrastructure, proprietary technology, customer service, and lineup of products and services. We’ve enjoyed witnessing the high levels of satisfaction among our merchants, developers, employees, and stakeholders— in part due to these many changes.

Here’s a list of some of the biggest improvements, product launches, and more from the past year.

Winter has officially arrived! As the temperature drops, we want to remind merchants that storing wireless terminals like the PAX S90 in vehicles or other locations that drop below freezing can freeze the battery. This will corrupt downloaded files and results in a tampered device error.

We’re excited to offer Canadian merchants one of our most popular wireless payment terminals with our U.S. merchants: the Clover Flex!

With over $14 billion spent in the U.S. alone this past Black Friday and Cyber Monday (BFCM), it’s clear that the exponential year-by-year growth of these big spending days isn’t slowing down any time soon. But while profit margins are certainly exciting for merchants, what’s perhaps an even more amazing outcome of these two days (or more accurately, a week) is the data it reveals in terms of customer spending habits. This past Black Friday and Cyber Monday demonstrated several big trends that all fall neatly under the umbrella of omnichannel retail (a model of retail that integrates different shopping channels, i.e. in-store, online, via phone, etc.).

Fidelity Payment Services is excited to be attending Kosherfest,  the world’s largest and most attended kosher-certified products trade show, this coming November 13th and 14th. Year after year, Fidelity eagerly awaits this amazing opportunity to connect with our many existing clients in the kosher food industry and to make even more connections.

Although 3D Secure technology has been around since 1999, it has struggled to pick up steam with card-not-present merchants, especially in the U.S. But with the launch last year of 3D Secure 2.0 and the merchant liability shift for this newer version set for April of 2019, this is all about to change. Not only does 3D Secure 2.0 take into account the latest payment platforms (like mobile apps) and reduce friction at checkout, it will also provide merchants with even more chargeback protection once the liability shift goes into effect. Keep reading to learn more about 3D Secure 2.0 and how it will be of benefit for merchants.

When trying to grow revenue, merchants frequently opt to invest in marketing campaigns. Yet while marketing efforts are likely to have a positive effect on sales volumes, they’re not guaranteed to change the amount that customers are actually spending per purchase. If your goal is to drive sales growth rapidly with minimal overhead costs, then implementing tactics to grow your average sale price is a great first step to take! Here’s how you can get started:

$17 billion was lost to fraud in the last year alone. But if you’re a business owner, you probably know that even small fraud costs like chargebacks can add up quickly! Read up on these top 7 fraud schemes so you can stay informed and prevent the next fraud attack on your website:

Clover’s line of smart terminals are a favorite with merchants in every industry- and for good reason. The secure, wireless devices accept a wide variety of payment types- including EMV chip-card, EBT, and mobile payments like Apple Pay and Google Pay- and they can be customized to function as full-service point-of-sale systems with features for email marketing, employee management, inventory tracking, and much more. Plus, with advanced P2PE-certified encryption technology, merchants can speed up the PCI compliance process.

While some businesses thrive in the summer- think ice cream shops or al fresco cafes- others may have a hard time getting customers out of the sunshine and into their doors. If your business is going through a summer slump (we hope not!) here are 5 ways you can bring the heat inside.